Manfrotto Bundle £279 (Tripod+RedBee)
Manfrotto Bundle £279 (Tripod+RedBee) More
Product Specification
Back to topYour flexible credit options available
Interest Bearing
with a choice of repayment plans over 12, 24 or 36 months 9.9% APR (representative)Buy now pay later
36 month loan with a six month deferral period, 18.9% APR (representative)Interest Bearing Finance
This option comprises term loan with a choice of repayment plans over:
- 12 months
- 24 months
- 36 months
The balance of the finance agreement is payable directly to Novuna Consumer Finance in equal monthly instalments by monthly direct debit. The direct debit payments will commence at the end of the first month following receipt of your goods. The interest rate charged is 9.9% APR. Late payment and early repayment penalties apply; full details of these will be provided in the loan agreement pack.
| 12 Months | 24 Months | 36 Months | |
|---|---|---|---|
| Cash price | £278.00 | £278.00 | £278.00 |
| Deposit | £0.00 | £0.00 | £0.00 |
| Loan Amount | £278.00 | £278.00 | £278.00 |
| Monthly Instalment | 11 x £24.37 | 23 x £12.76 | 35 x £8.90 |
| Final Instalment | £24.37 | £12.76 | £8.90 |
| Total Amount Repayable | £292.44 | £306.24 | £320.40 |
| Representative | 9.9% APR | 9.9% APR | 9.9% APR |
Buy now pay later
The Buy Now Pay Later option comprises a 36 month loan following a six month deferral period.
During the six-month deferral period, it is possible to pay off the loan, either by way of a lump sum or in smaller amounts. If the loan is partially repaid within six months, the remaining interest will be adjusted to reflect the new balance. If the loan is fully repaid within the six-month deferral period, then no interest is payable, however, a £29 early settlement fee is payable in respect of repayments within these six months.
Following the six-month deferral period, Novuna Personal Finance will initiate a monthly direct debit payment for the remaining duration of the loan. Interest will be charged at a rate of 18.9% APR on outstanding balances (backdated to the first date of the loan). Novuna Personal Finance will send a reminder letter approximately one month before the six-month deferral period is due to elapse.
| Balance settled in full within the six month deferral period | Balance NOT settled in full within the six month deferral period | |
|---|---|---|
| Cash price | £300 | £300 |
| Deposit | £0 | £0 |
| Loan Amount | £300 | £300 |
| Settlement fee | £29 | £0 |
| Settlement payment | £329 | - |
| Monthly Instalment | - | 36 x £11.57 |
| Total Amount Repayable | £329 | £416.52 |
| Representative | 18.9% APR | 18.9% APR |